Hiscox Online Quoting

McGowan is pleased to offer our brokers the opportunity to access HISCOX NOW, a small business program that is simple to use and cost effective for your clients.

Admitted coverage offered in 49 states and the District of Columbia, this system allows you to Quote, Bind and Issue online with support from Hiscox’s service center.

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E&O, GL, BOP Available for 180+ Professions

  • Architects
  • Aristan Contractors
  • Consulting
  • Creative & Design
  • Financial
  • Health, Beauty, Fitness
  • Janitorial
  • Landscaping
  • Legal
  • Marketing & Public Relations
  • Misc. Business Services
  • Real Estate
  • Retail
  • Technology

Territories

Admitted Professional Liability and General Liability in 49 States and D.C. (excludes Alaska).

Professional Liability

Coverage for Errors and Omissions (E&O) that occur or are alleged to have occurred in the course of providing professional services.

  • Claims of negligence, even if your client hasn’t made a mistake
  • Claims for libel and slander arising from your client’s services
  • Awarded damages and legal defense costs
  • Up to $2 million aggregate limit online, ($5 million on request)

General Liability

Coverage for claims of bodily injury, associated medical costs and damage to property on or off premises.

  • Covers liability for property damage or bodily injury to 3rd parties
  • Covers employees and temporary staff
  • Up to $ 2 million occurrence limit online, ($5 million on request)
  • Optional Add-on: Business Property & Equipment Coverage*
    • Covers loss or damage to computer equipment or contents
    • Claims settled at replacement costs
    • Up to $25,000 coverage limit

Business Owners Policy

Coverage for claims of bodily injury, associated medical costs and damaged property (GL) plus coverage for business equipment at up to five different office locations, including accidental damage.

  • Covers liability for property damage or bodily injury to third parties and business property
  • Up to $ 2 million occurrence limit online ($4 million on request)
  • Crime, data liability, and HNOA upgrades available

Benefits

  • Broad Appetite: same-day E&O, GL and BOP coverage for over 180 professions
  • New ventures welcome: we insure brand new business
  • Competitive Premiums: E&O starts at $270 with no fee monthly payment plans
  • ‘A’ Rated: Hiscox Insurance Company Inc. is ‘A’ rated (Excellent) by A.M. Best
  • Instant Binding: quote and bind in minutes, policy docs emailed immediately
  • Direct Bill: Hiscox handles all servicing and billing
  • Dedicated Support: Available Monday–Friday from 8am–10pm ET
  • Automatic Renewal: earn commission for the lifetime of coverage